homework

I. Pre-Listening Exercises [Top]

Student credit cards are becoming more and more popular, but your credit rating can be affected by your credit history, and using a Web site that provides free credit scores can help you monitor your financial well-being. Whatever the case might be, what are the advantages and disadvantages of using credit cards, particularly for people your age?

Answer:I think uesing credit cards as a student can let me be responsible.It's good for my job in the future.

II. Listening Exercises [Top]

I. Listen to the conversation by pressing the "Play Audio" button and answer the questions. Press the "Final Score" button to check your quiz.

[ What are these different audio choices? ]

[ Other Audio Options: Play RealMedia | Play Window Media ]

1. According to the conversation, which item did the woman NOT purchase with her credit card?
A. a digital camera
B. a TV
C. a stereo

2. What is one reason to explain why the woman obtained a student credit card?
A. She wants to buy things at a discount using the card.
B. She hopes to establish a good credit rating.
C. She doesn't want to borrow from her parents.
3. According to the man, what is one reason for NOT having a credit card?
A. People generally have a difficult time getting out of debt.
B. Students often apply for more credit cards than they need.
C. The interest rates on student cards are very high.
4. What does the woman imply about how she plans on resolving her credit card problems?
A. She hopes that someone will give her the money.
B. She plans on getting rid of her student credit cards.
C. She is going to return the items she purchased on the card.
5. What is the man going to do for the woman to help her manage her money?
A. help her find a better paying job to cover her expenses
B. teach her how to prepare a financial management plan
C. show her how she can apply for low-interest student credit cards

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Score =
Correct answers:
1. a digital camera 2. She hopes to establish a good credit rating. 3. The interest rates on student cards are very high. 4. She hopes that someone will give her the money. 5. teach her how to prepare a financial management plan